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- ICICI Prudential Savings Fund
Previously called: ICICI Pru Flexible Income-G
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NAV as of(Aug 31, 2021)
₹ 426.53 0.02 % 1-D Change
Returns since inception
- Direct - Growth
- Regular - Growth
Earn upto 0.11% extrareturns with Direct Plan
Not yet ranked
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
Minimum SIP amount is ₹
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Minimum Lumpsum amount is ₹
This fund is non-buyable
This fund is no longer available to invest
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About this Fund
ICICI Prudential Savings Fund-Growth is a Low Duration mutual fund scheme from ICICI Prudential Mutual Fund. This fund has been in existence for 18 yrs 11 m, having been launched on 16/09/2002. ICICI Prudential Savings Fund-Growth has ₹35,583 Crores worth of assets under management (AUM) as on 30/06/2021 and is medium-sized fund of its category. The fund has an expense ratio of 0.52%, which is higher than what most other Low Duration funds charge..
- ICICI Prudential Savings Fund-Growth returns of last 1-year are 5.55%. Since launch, it has delivered 7.96% average annual returns. The fund has doubled the money invested in it every 9 yrs.
- ICICI Prudential Savings Fund-Growth schemes ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
- The funds credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
- The funds top holdings are in Reserve Bank of India, Panatone Finvest Ltd, Reliance Industries Ltd., GOI, State Bank of India.
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Total investment Invested
Current value of investment Current value
You would have earned ₹ 1,001 in Direct Plan of this scheme
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
- Top Stock Holdings
- Allocation by Market Cap
- Allocation by Sector
Top Stock Holdings
Bifurcation by Holding is not available for this fund
Allocation by Sector
Bifurcation by Sector is not available for this fund
- Top Debt Holdings
- Allocation by Credit Quality
- Allocation by Instruments
Top Debt Holdings
Reserve Bank of India 14.46%
Panatone Finvest Ltd 2.47%
Reliance Industries Ltd. 2.09%
Allocation by Credit Quality
Allocation by Instruments
GOI Securities Floating Rate Bond 18.89%
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|Period||Trailing returns||Category average||Rank within category|
|1 month||0.62%||0.39%||1 / 18|
|3 months||1.6%||1.1%||1 / 18|
|6 months||2.58%||2.26%||2 / 18|
|1 year||5.4%||4.28%||1 / 18|
|3 years||7.62%||5.76%||1 / 18|
|5 years||7.48%||6.23%||1 / 18|
|10 years||8.43%||7.53%||1 / 17|
Sorry! Our analysts are busy working on analysing a risk rating for this scheme. Please bear with us in the meantime.
The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.
- Std. Dev : 1.13
- Alpha : 3.71
- Beta : 0.69
- Sharpe : 2.86
- Sortino : 6.01
- Email: firstname.lastname@example.org
- Phone: 022-26525000 / 1800-222-999 / 1800-200-6666
- Address: One BKC , A Wing ,
13th Floor, Bandra Kurla Complex,
Allocation Break-up by Holdings
Allocation Break-up by Sectors
Allocation Break-up by Holdings
Reserve Bank of India14.46%
Panatone Finvest Ltd2.47%
Reliance Industries Ltd.2.09%
State Bank of India1.65%
National Bank For Agriculture & Rural Development1.41%
Bajaj Finance Ltd.1.4%
Pipeline Infrastructure (India) Pvt. Ltd.1.38%
Axis Bank Ltd.1.2%
Bharti Telecom Ltd.1.04%
LIC Housing Finance Ltd.0.96%
Reliance Ports and Terminals Ltd0.81%
John Deere Financial India Pvt. Ltd.0.79%
Grasim Industries Ltd.0.75%
Larsen & Toubro Ltd.0.7%
Tata Capital Financial Services Ltd.0.7%
Bharat Heavy Electricals Ltd.0.7%
Citi Corp Finance Ltd0.67%
Bahadur Chand Investments Pvt. Ltd.0.63%
Tata Teleservices (Maharashtra) Ltd.0.62%
HDFC Bank Ltd.0.59%
Housing Development Finance Corpn. Ltd.0.57%
Embassy Office Parks REIT0.56%
Cholamandalam Investment & Finance Co. Ltd.0.48%
ICICI Bank Ltd.0.47%
Tata Teleservices Ltd.0.46%
Axis Finance Ltd.0.43%
Sheba Properties Ltd.0.42%
Daimler Financial Services India Pvt. Ltd.0.41%
Aditya Birla Finance Ltd.0.38%
Bank Of Baroda0.37%
Tata Motors Ltd.0.35%
India Grid Trust0.35%
Mahindra & Mahindra Financial Services Ltd.0.31%
Madhya Pradesh State0.29%
Ultratech Cement Ltd.0.29%
Infina Finance Pvt. Ltd.0.28%
Reliance Retail Ltd.0.22%
Small Industries Devp. Bank of India Ltd.0.21%
Lafarge India Ltd0.2%
Aditya Birla Housing Finance Ltd.0.17%
Tata Capital Housing Finance Ltd.0.16%
Union Bank of India0.15%
Coastal Gujarat Power Ltd.0.15%
Power Finance Corpn. Ltd.0.09%
First Business Receivable Trust0.09%
Nabha Power Ltd.0.09%
Rural Electrification Corpn. Ltd.0.07%
West Bengal State0.06%
Export-Import Bank Of India0.04%
Jammu & Kashmir State0.01%
Allocation Break-up by Credit Quality
Cash & Call Money11.79%
Allocation Break-up by Instruments
GOI Securities Floating Rate Bond18.89%
Non Convertible Debenture9.36%
Additional Tier 1 Bond4.66%
State Development Loan3.47%
Additional Tier 2 Bond2.73%
Central Government Loan2.03%
Zero Coupon Bonds1.66%
Net Current Assets0.42%
Floating Rate Debenture0.17%
Interest Rate Swap-11.52%
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Frequently asked questions
The ICICI Prudential Savings Fund is a 18 yrs 11 m old fund and has delivered average annual returns of 7.935490322426375% since inception.
ICICI Prudential Savings Fund Returns
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of ICICI Prudential Savings Fund for Aug 31, 2021 is 426.53.
ICICI Prudential Savings Fund-Growth is the regular plan of the fund. For this plan of you pay 0.52% as annual charges. On the other hand if you go for the direct plan available on ETMONEY, you pay 0.41%. Thats 0.11% less.
Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.
So, the lower annual cost of the direct plan means you will earn 0.11% if you opt for direct plan of ICICI Prudential Savings Fund
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of ICICI Prudential Savings Fund is 0.52%. .
Redeeming your investments in ICICI Prudential Savings Fund is super easy. If you have invested in this fund via ETMONEY, just login into the app, go to the investment section and put the redemption request.
If you have invested in ICICI Prudential Savings Fund from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolios equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesnt update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of ICICI Prudential Savings Fund is ₹ 35,583 Crs.
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The ICICI Prudential Savings Fund allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
The top 3 debt holdings of ICICI Prudential Savings Fund are as follows
|Holding Name||Percentage of Portfolio|
|Reserve Bank of India||14.46%|
|Panatone Finvest Ltd||2.47%|
|Reliance Industries Ltd.||2.09%|
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